Do you want to start budgeting but don’t know how or where to start? Before my husband and I started budgeting, we spent money without any thought or plan. This led to enormous debt and no emergency fund. So, when we were hit with unexpected expenses, we were forced to go deeper into debt. We […]
How to Create a Zero-Based Budget to Simplify Your Finances Read More »
We have been going over budget for the past couple of months and falling short of our money goals. The reasons being… Previously, we used a whiteboard in our kitchen to track our spending. It had worked well in the past. But as our lives continue to get busier with school, soccer, and other activities,
How to Use EveryDollar App to Better Manage Your Money Read More »
Being a homeowner or renter means paying utility bills. Your electric or energy bill is the most important and probably the largest of them. Not too long ago, our electric bill was almost $400. Honestly, we didn’t give it much thought other than adulting sucks! But one day, while browsing my Nextdoor app, I saw
39 Really Easy Ways to Conserve Energy at Home Read More »
Are you wondering if you can really save with cloth diapers? On average, families can expect to spend $2,000 on diapers until their child is ready to potty train. If that doesn’t seem like much, throw another kid or two in the mix. Now, we’re talking about a chunk of change! I used cloth diapers
How to Use Cloth Diapers on a Budget in 2023 Read More »
Do you know where your money goes every month? If you’re having a hard time answering, chances are you’re not tracking your expenses, and I’m pretty sure you’re not on a budget either. Budgeting and tracking your expenses go hand in hand. To stay on budget, you must know what and where your money is
12 Important Reasons and Benefits of Tracking Your Expenses Read More »
As a family of five, our grocery budget can quickly get out of hand. Therefore, I have a list of super frugal meals that I rotate to keep my grocery budget within reason and my life easy. I start by planning my meals from what I already have on hand and then grocery shop weekly
46 Super Frugal Meals That Won’t Break the Bank Read More »
Do you need to make some extra money to make ends meet, pay down debt, or save for an upcoming expense or emergency fund? Often, we have a ton of stuff lying around that we spent way too much on. Therefore, a great way to make extra money is to sell the unwanted clutter around
Ultimate Guide for How to Get Sales on Poshmark in 2023 Read More »
Your money mindset greatly influences how you handle your finances and, ultimately, your future financial success and stability. You may be wondering what the heck is a money mindset? Great question! A money mindset is the beliefs and attitudes we have about money. Most of us don’t give too much thought to how we actually spend money.
5 Secrets to Master Your Money Mindset Read More »
You may or may not have heard of Dave Ramsey, and the controversial opinions people have for him. Dave is a no-nonsense personal finance expert, who went through his share of financial troubles, including bankruptcy. These financial hardships motivated him to gain control of his finances, and develop a financial plan that has helped nearly
Dave Ramsey’s 7 Life-Changing Financial Baby Steps Read More »
A spending freeze challenge is a great way to get you closer to your financial goals. It can help you to reset your budget, save extra money, or pay off debt. May was a pretty expensive month for us with family in town and a planned vacation. Although we had planned for it to be
How to Rock a Spending Freeze Challenge to Save Money Read More »
